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«Я и мои деньги» — Me and My Money

Earning, spending and saving consciously. A psychological workbook.

This is a workbook rather than simply a book to read: twelve exercises, each followed by blank pages for your answers. Nine chapters, six rules and over twenty beliefs about money explored in detail help you build a personal financial profile by the final page.

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«Я и мои деньги» — Me and My Money — cover

How this book can help

“That is when life will really begin”Life is postponed. Only the future counts as real life.
“My work should speak for itself”They will notice and appreciate it. They did not, yet asking still feels awkward.
“I receive part of my salary in praise”You are paid in warmth, recognition and “you are the life of the party”. In money, noticeably less.
“I do not want to think about money”Boring and unromantic, while money quietly slips through the cracks.

All four concern beliefs rather than income. What follows is therefore exercises rather than advice, with space to answer directly in the book.

About the book

Money is complicated even when you have plenty, and very difficult when you do not have enough. Yet much of what shapes our financial success lies in our own minds: unconscious beliefs that undermine prosperity, outdated rules weighing us down and personal strengths left unused. We often do not even know what is there. I invite you to take stock: discard some things, defuse others and finally put useful resources to work.

That is why this book is a workbook. Each exercise has space for you to write your answers, building a personal financial profile by the final page. I offer no universally correct rules: there are none. There is no single right way to handle money, but many approaches depending on who you are. An impulsive person need not become a devoted planner: no personality is inherently unsuitable. You cannot become wealthy exactly like your neighbour; you can only become wealthier as yourself.

  • Twelve exercises with space to answer on the page, culminating in your personal financial profile
  • Over twenty unconscious beliefs examined individually, from “honest people live from payday to payday” to “look after the pennies and the pounds will look after themselves”
  • Four personality traits and their effects on money: impulsiveness, caution, calculation and absent-mindedness
  • Three attitudes towards money and five real-life strategies, including “Sisyphus” and “That is when life will really begin”

«Money is you. If you are dispirited and burnt out, you will appear less valuable in interviews than you really are».— an extract from the book

A look inside the book

What readers say

«I knew Tchoubarov from television, but had never read his books or attended his training. It turned out that once you start, you cannot stop. I have read two books and completed two training programmes, and my life is changing dramatically. The book contains plenty of useful material, but the work you do yourself matters more».

Ольга

«A good, accessible book about the psychological foundations of our relationship with money: earning, saving, investing and spending it. I would disagree with a few points, but overall it is logical and relevant. Many people will find the author's exercises genuinely useful».

Иван

«The book resonated with me. I am going through a difficult financial period and realise that money is a delicate matter. I did the exercises and understood what I was doing wrong; now I need to act. Changing financial habits is not easy: the book helps, but it takes sustained work».

Марат

A conversation with the author

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Vladislav Tchoubarov

Clinical psychologist, specialist in emotional intelligence assessment and development, and bestselling psychology author.

For over 20 years, I have worked with private clients and senior executives in Russia and internationally. I help people navigate inner conflicts and life crises, build mature relationships and make difficult decisions.

My main areas of expertise are emotional intelligence and self-esteem. My professional training includes clinical psychology at RANEPA, Gestalt therapy and clinical hypnotherapy. I coach executives and public figures, and my own work explores self-knowledge, relationships, emotions and money.

Clinical psychologistGestalt therapistErickson CoachingHogan AssessmentMember of the Professional Psychotherapeutic League